Honest books.
Honest money.
Honest government.

The argument

The federal government is the largest financial entity on earth — over $7.3 trillion in annual net costs — and its own auditor, the GAO, has issued the worst possible verdict (a disclaimer of opinion) for 28 straight years. The GAO can't cure it, because it isn't independent: it's a legislative-branch agency funded, staffed, and overseen by the very government it audits. No corporation, nonprofit, or city gets to audit itself. Neither should Washington.

The plan

• Require an annual independent external audit by international accounting firms — a three-firm group audit (one lead + two component firms).
• Mandate five-year rotation of the lead firm to prevent auditor capture.
• Require the President, Treasury Secretary, and OMB Director to personally certify the financial statements each year — the Sarbanes-Oxley standard every Fortune 500 CEO already meets.
• Publish the full balance sheet — Social Security and Medicare obligations recognized on its face, not buried in footnotes.
• Publish a plain-language Financial State of the Nation each year — including one audited number for how far the books stand from a clean opinion.

The argument

Prices don't rise on their own — the dollar falls. When money is created faster than real goods, each dollar buys less, and the loss isn't random: new money reaches the banks, the big contractors, and the financial markets first, and the wage-earner, the saver, and the retiree on a fixed income last. The first in line buy at yesterday's prices; the last pay tomorrow's with today's paycheck. It is the most regressive tax there is — levied silently, authorized by no vote, falling hardest on the people least able to defend themselves.

The plan

• Repeal the legal-tender coercion (31 U.S.C. § 5103) and end the capital-gains penalty on gold and silver, so honest money can compete on a level field.
• Restore honest banking — true-safekeeping law for demand deposits and the right of full-reserve banks to exist and compete.
• Open the Federal Reserve's books to independent external audit, and return the power to create money to Congress, where Article I placed it.
• Re-anchor the currency to a commodity standard over time, so the money supply answers to reality rather than to those who manage it.

The argument

The National Guard is a federal reserve of the U.S. Army and Air Force — callable into full national service and deployable overseas without a state's consent (Perpich v. Department of Defense). The constitutional militia is its opposite: under Article I the states officer and train it, and the federal government may call it forth only to execute the laws, suppress insurrections, or repel invasions. It is the body of the people, structurally designed as a check on the standing army — not a part of it. Today both halves of that design are being violated at once: a federalized force is marched against citizens in their own streets, while states disarm the very people a militia presupposes.

The plan

• Recognize the militia of the several states as an institution distinct from the National Guard — one the states may organize, train, and officer under their own authority.
• Restore the constitutional partition: bar federalized National Guard units from domestic law-enforcement roles except under the narrow terms of the Insurrection Act.
• Protect the armed body of the people from both federal overreach and state-level disarmament — the right to keep and bear arms and the duty of common defense are two faces of one design.

The argument

A Utah family buys an asset in 2010 and sells it in 2026. The dollar has lost roughly a third of its purchasing power in between, so the sticker price has risen — and the IRS taxes the entire difference as “gain,” though the inflation portion is not profit at all. It is the family's own principal, restated in smaller dollars and taxed as if it were income: a tax on principal disguised as a tax on profit. Government debases the currency, the debasement inflates the price of everything you own, and the government then taxes the inflation it manufactured — the arsonist billing the fire victims. And Washington already concedes the point everywhere it is visible to voters: it indexes the tax brackets, and it indexes its own inflation-protected bonds — denying it only where the phantom hides, in the basis of your savings. Tax profit, and never debasement.

The plan

• Create the Make Americans Wealthy Again account: after-tax dollars, up to $10,000 a year per person (indexed from enactment), open to every American from birth — no income tests, no penalties, no required distributions.
• Index every contribution and everything it earns from the day it is made, and let withdrawals come out first-in, first-out at full indexed value — so your own principal returns untaxed and only real profit is ever taxed.
• Index the basis of every capital asset for inflation, so the IRS taxes the real gain and never again the phantom.
• Count interest honestly — tax only the real component, the nominal interest minus the year's inflation, floored at zero.
• Restore the pre-1982 first-in, first-out ordering for annuity withdrawals, repealing the gains-first rule that puts the taxman ahead of the saver's own principal.

The argument

Insurance is one of the great inventions of Western civilization, and like any tool it is right for some jobs and catastrophic for others. Every risk has two dimensions — how badly it would hurt, and how often it happens — and only one box on that matrix belongs to insurance: the rare, ruinous event. Your house burns down. You get cancer. American “health insurance” does not stay there. It reaches down into the routine and the predictable — the annual physical, the strep test, the refilled prescription — and shoves all of it through the transfer machine anyway, bolting claims adjudication, medical coding, prior authorization, and network negotiation onto a $40 transaction. It is like buying fire insurance to pay for your light bulbs, and then acting surprised when light bulbs start costing four hundred dollars. The receipts are not in dispute: America spends about $1,055 a person every year just administering health coverage, where Germany — the next most bureaucratic wealthy nation on earth — spends $306. And the whole thing is chained to your job by a tax trick: a 1942 wage freeze, a 1943 IRS ruling, a 1954 codification, and today the single largest tax break in the federal code — roughly $300 billion a year of relief you are allowed to keep only if you first surrender the money to your employer. Whoever controls the money writes the rules. You don’t control the money, so the insurer answers to your HR department and not to you. You are not the customer. You are the product.

The plan

• Unchain your coverage from your job — end the 1943 tax trick by equalizing the tax treatment of health dollars, so the cash you spend on your own plan, your own doctor, and your own Health Savings Account is as tax-free as your employer's premium.
• Re-legalize real insurance: cheap, lean, catastrophic coverage for the rare disaster, plus the guaranteed-renewable and health-status plans that protect people before they get sick — sold across state lines, so 900 little fiefdoms have to compete for you.
• Restore the price tag — plain, honest, up-front pricing, with Direct Primary Care and cash medicine unleashed so a patient can read the price before he buys.
• Make mercy honest — fund the care of the genuinely uninsurable directly and visibly, not buried inside everyone's premium where no one can see the subsidy, vote on it, or cap it.
• Get Washington out of Box 1 and Box 3 — end the mandates that force routine, low-cost, high-frequency care through the insurance mechanism in the first place.